Terms And Conditions 

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Terms And Conditions

These Terms & Conditions govern your use of the Budget Babe LLC website, digital products, subscription services, and related materials. By accessing our site or purchasing any products or services, you agree to the following terms.

1. Purpose of Services

Budget Babe LLC provides digital templates, organizational tools, and general financial education. Any analysis or commentary provided on documents you submit is for informational purposes only and does not constitute personalized or professional advice.

2. No Professional or Regulated Advice

Budget Babe LLC is not a financial advisor, accountant, attorney, tax professional, investment advisor, or credit repair organization. Nothing provided should be interpreted as professional or regulated financial guidance. You are responsible for seeking licensed professional assistance as needed.

3. Use of Digital Products

All digital downloads, templates, documents, worksheets, and materials are for personal use only. Redistribution, resale, public posting, or claiming materials as your own is strictly prohibited.

4. Service Limitations

Any analysis, feedback, or educational support we provide is general in nature. We do not prepare official financial documents, manage money, dispute credit items, or provide any service governed by state or federal regulatory agencies.

5. Intellectual Property Rights

All content on the Budget Babe LLC website, including branding, text, layouts, graphics, downloadable products, and materials, is the exclusive property of Budget Babe LLC and is protected under copyright law.

6. Payments and Billing

All payments for digital products or services must be made through our approved third-party payment processors. You agree to provide accurate billing information at the time of purchase.

7. Limitation of Liability

Budget Babe LLC is not liable for any financial decisions, losses, or outcomes that occur as a result of using our materials, templates, or services. All actions taken based on our content are at your own risk.

8. Third-Party Links

Our website may contain links to external sites. Budget Babe LLC is not responsible for the content, policies, or practices of third-party websites.

9. Modifications to Terms

Budget Babe LLC may update these Terms & Conditions at any time. Changes take effect immediately and will be posted with an updated date.

10. Contact Information

For questions regarding these Terms & Conditions, contact:
Email: customerbudgetbabe.finance@outlook.com

Monthly Subscription Terms

Budget Babe offers monthly subscription plans that provide continued access to digital materials, templates, or ongoing analysis services. By enrolling in a subscription, you authorize Budget Babe LLC and its third-party payment processor to automatically charge your selected payment method on a recurring monthly basis.

a. Automatic Renewal

Subscriptions renew each month automatically unless canceled before the renewal date. Charges will be applied to the payment method on file.

b. Payment Authorization

By subscribing, you confirm that the payment information provided is accurate and that you are authorized to use it for recurring charges.

c. Failed Payments

If a payment fails, we may attempt to process it again. Subscription access may be temporarily suspended until payment is completed.

d. Subscription Cancellation

You may cancel your subscription at any time. To avoid additional charges, cancellation must occur before the next billing date. Access will remain active through the end of the paid billing cycle.

e. Non-Transferable Access

Subscription access is for the individual subscriber only. Sharing login credentials or subscription content is not permitted.

Integrations (Third-Party Tools)

Budget Babe LLC may use various third-party platforms and integrations to support service delivery, including but not limited to form builders, bookkeeping software, payment processors, scheduling systems, client portals, and automated communication tools.

● Use of Integrations:

These tools may be used for onboarding, document collection, invoicing, scheduling, communication, and general service support.

● Changes to Platforms:

Specific tools used may change at any time. Budget Babe LLC reserves the right to add, remove, or update integrations without prior notice.

● Client Responsibility:

Clients may be required to create or maintain accounts with certain third-party platforms. Clients are responsible for keeping login credentials secure and providing accurate information.

● Data Handling & Security:

Each third-party platform maintains its own privacy and security policies. Clients acknowledge that information may be processed or stored within these systems. Budget Babe LLC is not responsible for outages, errors, or data breaches caused by third-party providers.

● Limitation of Liability:

Budget Babe LLC is not liable for delays, errors, loss of data, or service interruptions caused by third-party integrations outside our control.